Live on Base Mainnet

Onchain stocks,
with borrow built in.

Secured by collateral you can verify, not a custodian you must trust.

Why Own

Your money should compound while it waits.

$10,000 of margin kept in USDC · last 3 years

$10,000

The same margin held in QQQ

$10,000
2.3×

How billionaires manage their money.

Hold QQQ, which compounds+14% / yr
Borrow half of it for other investments, at 7%−3.5% / yr
You still compound+10.5% / yr

QQQ tracks the Nasdaq-100: Apple, Nvidia, Microsoft, and the rest of the 100 largest US tech companies.

QQQ is used as an example. QQQ total return 2023–2025: +56.4%, +25.7%, +19.5% (dividends reinvested), turning $10,000 into ~$23,500. Ledger math assumes ~14% long-run QQQ growth and a 7% borrow rate on half the portfolio. Past performance doesn’t guarantee future returns.

Get started

How to use Own?

For traders

Mint eQQQ. Trade like it’s USDC.

Keep your reserve in eSPY, eQQQ, eNVDA, eGOLD. When a perp or prediction-market setup appears, borrow USDC against it in one click. Take the trade, keep the compounding.

Start minting

For yield

Earn 18%+ collecting funding.

Own Strategy runs the carry trade: long the asset on Own, short the same ticker on Hyperliquid, harvest the funding rate, market-neutral. The drag that bleeds perp longs becomes your yield.

Open Own Strategy

Yields are variable and not guaranteed. Prefer passive? Supply USDC at 6% (3% higher than Aave): provide liquidity.

The ethos

If you believe in freedom, Own is for you.

Crypto exists so value can move without permission from any government or middleman. MakerDAO proved dollars could be trustless Custodial RWAs handed the keys back. Own fixes this.

Real-world assetsCrypto-native assetsTrust a custodian ←→ Trust only code
Ondo
custodial RWA
xStocks
custodial RWA
MakerDAO
trustless dollars
Synthetix
trustless synths
Own
trustless RWAs

Own put real-world assets in the corner crypto was built for: nothing to trust but code and collateral.

The mechanism

Mint. Borrow. Redeem. Break it.

The whole system, animated: real collateral onchain, a live hedge, and an exit no one can block.

usdc → · ← SPYmaker buys real SPYyouYour wallet10 eSPY · self-custodyown vault · smart contractThe collateralPledged by LPs · Overcollateralizedonchain · verify it anytimemarket makerHolds real eSPYone share per token · hedgedaave poolUSDC liquidityborrow against your eSPY

Pay USDC. The maker buys the real share and the vault mints your eSPY, hedged one-for-one from the first second.

The full design, from solvency math to the trust model: Whitepaper · GitHub

FAQ

Questions, answered.

Own is a DeFi protocol for synthetic stocks and commodities. Each token issued is secured by crypto collateral locked onchain, and comes with native borrowing: you can use your position as collateral to borrow USDC without selling it.

More in the documentation.

Stay long.
Stay liquid.