Points
Use the protocol. Own the protocol.
Points track what you actually do on Own: holding, borrowing, and lending. They convert into a claim on the community allocation at token launch. Measured on-chain since day one; nothing to sign up for. Read more about it on the ownership page.
Phase
…
tiers latch at TVL milestones
Points multiplier
…
earliest users earn fastest
Protocol TVL
…
sets the current phase
Base rate
1 pt / $100 / day
× multiplier, accrued hourly
Connect your wallet to see your points, tier, and Ownership NFT.
Hold eTokens
Every dollar of converted stock earns, every hour. Collateral included.
Borrow
USDG debt earns at full rate while your position stays healthy.
Lend
USDG in the vault earns on its live share value.
Leaderboard
| Rank | Wallet | Tier | Points |
|---|---|---|---|
| Loading leaderboard… | |||
Full program mechanics (pool splits, phase multipliers, the borrow health gate, and the mint rules) are public: read the ownership program.